Kevin Jacobs, CFP, EA
Step by Step Financial, LLC
Broken Arrow, OK
When I launched Step By Step Financial in 2008, my goal was straightforward: to help individuals and families make informed financial decisions without sales pressure or confusion. Over the years, that goal has evolved into a comprehensive planning process that emphasizes integration — where investment management, tax strategy, and personal goals work together in one clear, coordinated plan. The ACP model helped me shape a planning-first approach, especially in recognizing that tax planning is essential, not optional. It’s not something we bolt on at the end — it’s built into every decision, every withdrawal strategy, and every recommendation we make.
In 2025, I founded Step By Step Tax Solutions to provide a standalone tax preparation service that can seamlessly coordinate with our planning work while remaining independent for those who only need tax filing. These two firms now operate side by side to serve a wide range of clients with clarity, peace of mind, and practical solutions rooted in long-term relationships.
Today, I work primarily with clients in their 50s, 60s, and beyond, many of whom are balancing retirement planning, Roth conversion strategies, charitable giving, and tax-efficient withdrawals. They’re not looking for hype. They’re looking for structure, calm, and confidence that their plan works not just in theory, but in real life.
ACP’s emphasis on client-first planning, evidence-based advice, and deep tax awareness helped me build a firm that reflects those values every day. As financial lives become increasingly complex, I’m more convinced than ever that an integrated model is not only valuable, but essential.