ACP Certified Member Susan Einberger was quoted in this article from Best Money titled 'Your First-Time Homebuyer Guide: 12 Steps to Owning Your Dream Home', providing tips, steps, and insights for buying your first home, including creating a budget that accounts for all home-related expenses, shopping around for the best mortgage, getting a home inspection and homeowner's insurance, and more: "Rates can vary by as much as 1% for the same loan, and this can amount to tens of thousands of dollars over the life of the loan. For an 'apples-to-apples' comparison, obtain quotes for the same term loan, without points, and within a few days of each other."