ACP in the News

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ACP Member Fran Goldman featured in news release on Yahoo! Finance after acquisition by Mercer Advisors

posted 7 days ago
ACP Certified Member Fran Goldman featured in this news release published in Yahoo! Finance after her firm's acquisition by Mercer Advisors. The news release details Frango Financial LLC joining Mercer, as well as Fran being named the recipient of the 2024 Bert Whitehead Visionary Award at the 2024 ACP Annual Conference, in recognition of her dedication to helping clients achieve their financial goals and her leadership in the financial planning industry. https://finance.yahoo.com/ news/mercer-advisors-welcomes- woman-advisory-140000892.html

ACP Member Ken Robinson quoted in GOBankingRates on quick money moves to make

posted 7 days ago
ACP Certified Member Ken Robinson was quoted in GOBankingRates in an article titled "The 5-Minute Money Move Experts Recommend", discussing how to assess debt: "If you have credit card debt, decide which one you’re going to pay off first, and save five dollars more this week than you have up to now. It’s the most fundamental thing you can do to improve your finances: owe less and save more. But don’t think of it as this big thing. Just make one small step in the right direction." https://www.gobankingrates. com/saving-money/budgeting/5- minute-money-move-experts- recommend/

ACP Member Ken Robinson interviewed for Fiduciary Voices FinLit Video on Finding Serenity in Retirement

posted 8 days ago
ACP Certified Member Ken Robinson was interviewed by Bob Veres for the Fiduciary Voices FinLit video series, discussing "Finding Serenity in Retirement". Together, they delve into the intersection of financial security and personal well-being, unpacking the keys to a joyful and fulfilling retirement. https://www.fiduciaryvoices. com/videos/finding-serenity- in-retirement-with-ken- robinson-fiduciary-voices- finlit-series

ACP Member Thomas Cook included in InvestmentNews Rising Stars List

posted 20 days ago
ACP Certified Member Thomas Cook, Financial Planner and Founder of Retire to Tellico, was included in InvestmentNews' 2024 list of Rising Stars, featuring the Best Wealth Managers & Advisors Under 40 in the USA. "InvestmentNews’ Rising Stars of 2024 have coped admirably, earned the industry’s respect, and been named to the prestigious list by an independent panel of industry leaders." https://www.investmentnews. com/best-in-wealth/best- wealth-managers-advisors- under-40-in-the-usa-rising- stars/258176

ACP Member Keith Spencer featured in CBS News on how to tackle credit card debt before the holidays

posted 20 days ago
ACP Certified Member Keith Spencer was quoted in CBS News in an article titled "5 ways to tackle your credit card debt before the holidays", sharing how you can start dealing with your lingering credit card debt issues: "The first thing I would look at is to see whether you can consolidate debt to a lower interest rate. If you struggle with debt, then rather than trying to benefit from using credit cards, it would be better to stay away from them completely after paying them down." https://www.cbsnews.com/news/ how-to-tackle-your-credit- card-debt-before-the-holidays/

ACP Member Ken Robinson featured in Barron's on crypto in client portfolios

posted 20 days ago
ACP Certified Member Ken Robinson was quoted in this article in Barron's Advisor titled '‘Bitcoin Just Hit a Record High. What Financial Advisors Think of Crypto Now.", looking at the recent surge in the crypto market, how financial advisors view crypto, and if they recommend it for client portfolios: "Accepting that cryptocurrency is a kind of currency means that investing in it depends on whether it makes sense to invest in currencies at all." https://www.barrons.com/ advisor/articles/bitcoin- record-financial-advisors- 233ac51f

ACP Mentioned in Los Angeles Times on Finding Fee-Only Planners

posted 23 days ago
ACP was mentioned in Liz Weston's column in the Los Angeles Times, in a section about long-term care insurance and commissions. ACP was mentioned alongside NAPFA, XYPN, and Garrett Planning Network as good organizations and resources to find planners who are fee only, adhere to the fiduciary standard, and can offer broader financial advice. https://www.latimes.com/ business/story/2024-11-17/ money-talk-20241117

ACP Member Ken Robinson featured in MarketWatch on investment advice from financial advisors

posted 11-11-2024
ACP Certified Member Ken Robinson was quoted in MarketWatch in an article titled '‘Should I expect more?’ My adviser keeps saying ‘let it ride’ but I’ve had big swings – ’a $300,000 loss hurts’ – as I near retirement. So now what?', looking at what kind of advice investors should expect from financial advisors, working with different types of advisors, investment strategies, and more. Ken says you can’t expect a legitimate advisor to be able to outguess the financial markets: "Honest financial professionals will admit that they cannot predict the future. If you’re going to treat equities as a long-term investment, it means holding on through the downturns." ...

ACP Member Susan Einberger featured in Comparison Advisor on education planning

posted 11-04-2024
ACP Certified Member Susan Einberger was quoted in Comparison Adviser in an article titled 'Education Planning: How It Works and What to Consider'. Susan explains her thoughts on what to consider as you begin saving for education: "The most effective way to save for higher education is to start when the child is born and to automate direct deposits from your paycheck, in addition to using the Child Tax Credit strategy." https://comparisonadviser.com/ financial-advisors/education- planning/

ACP Member Keith Spencer featured in Comparison Advisor on avoiding retirement planning mistakes

posted 10-23-2024
ACP Certified Member Keith Spencer was quoted in Comparison Adviser in an article titled 'Avoid These 5 Costly Mistakes When Planning for Retirement', examining top mistakes that pre-retirees make during the planning process. Keith weighs in on 'Failing to Anticipate Post-Retirement Lifestyle', 'Using the Wrong Investing Approach', 'Not Planning for Decumulation of Your Assets', and more. https://comparisonadviser.com/ news-and-studies/top- retirement-planning-mistakes/

ACP Member Keith Spencer featured in GOBankingRates on paying off debt on a fixed income

posted 10-23-2024
ACP Certified Member Keith Spencer was quoted in GOBankingRates in an article titled '4 Tips for Paying Off Debt on a Fixed Income', sharing how consolidating your debt, figuring out which debts to target, and prioritizing your spending can help those on a fixed income pay off their debt faster. https://www.gobankingrates. com/net-worth/debt/tips-for- paying-off-debt-on-fixed- income/

ACP Member Britta Koepf Interviewed on the NAPFA Nation Podcast

posted 10-02-2024
ACP Certified Member Britta Koepf was a featured guest on the NAPFA Nation podcast, where she discusses challenges and solutions for special needs families with host Marie Swift. Key topics include the importance of legacy planning, the use of special needs trusts and ABLE accounts, and the financial advisor’s role as an intermediary between clients and legal professionals. https://napfamindsetmastery. libsyn.com/napfanation/ planning-for-two-retirements- challenges-and-solutions-for- special-needs-families-with- britta-koepf-episode-21-of- napfa-nation

ACP Mentioned in Los Angeles Times on Finding Fiduciary Advisors

posted 09-05-2024
ACP was mentioned in Liz Weston's column in the Los Angeles Times, in a section titled 'Beware the insurance salesperson in financial planner’s clothing'. ACP was mentioned alongside NAPFA, XYPN, and Garrett Planning Network as good organizations and resources to find planners who are fee only, adhere to the fiduciary standard, and can offer broader financial advice. https://www.latimes.com/ business/story/2024-09-01/ money-talk-a-parent-had-life- insurance-but-the-companies- are-gone-what-to-do

ACP Member Keith Spencer quoted in Newsweek on credit card rewards

posted 08-27-2024
ACP Certified Member Keith Spencer was quoted in Newsweek in an article on how to potentially get a free honeymoon thanks to credit card rewards, discussing various aspects to consider when opening a new credit card, how people who struggle with debt and overspending should think carefully before opening a credit card, and more. https://www.newsweek.com/how- get-free-honeymoon-according- ex-wall-street-trader-1898274

ACP Members Thomas Cook and Keith Spencer featured in Comparison Advisor on tax diversification

posted 07-29-2024
ACP Certified Members Thomas Cook and Keith Spencer were quoted in Comparison Adviser in an article titled 'What Is Tax Diversification?', discussing benefits of tax diversification for early retirees, different types of accounts, how diversifying taxes helps you prepare for tax codes changing, and how a financial advisor can help you plan to lower your taxes. They also share common strategies to consider. https://comparisonadviser.com/ investing/what-is-tax- diversification/

ACP Member Thomas Cook featured in Financial Planning on working with niche clients

posted 07-26-2024
ACP Certified Member Thomas Cook was featured in Financial Planning in an article titled 'The rewards financial advisors find working with niche clients', discussing his niche of working with the pickleball players of Tellico Village, a local retirement community, how it's aided his marketing efforts, and more: "Despite being less than a year into building my firm, the power of a niche is proving to be real. I'm gaining traction much quicker, and more importantly, with the people I want to serve." https://www.financial- planning.com/news/financial- advisors-who-serve-a-unique- niche-find-specialization- rewarding

ACP Member Thomas Cook featured in Comparison Advisor on brokerage accounts

posted 07-23-2024
ACP Certified Member Thomas Cook was quoted in Comparison Adviser in an article titled 'What Is a Brokerage Account?', discussing how brokerage accounts work, where brokerage accounts fit into a financial plan, and more: "They are one of the most underrated investment accounts because they offer the most flexibility regarding when and what money investors can use." https://comparisonadviser.com/ investing/what-is-a-brokerage- account/

ACP Member Ken Robinson writes article for Retirement Daily on TheStreet on how to stop overspending with credit cards

posted 07-17-2024
ACP Certified Member Ken Robinson wrote this bylined article for Retirement Daily on TheStreet titled 'Beyond Budgeting: The Psychological Trick to Stop Overspending with Credit Cards', where he talks about how paying your balance daily or weekly can curb spending and free you from debt: "As our economy has become increasingly cashless, it’s naturally become easier to spend more automatically and less intentionally. Is it possible to make ourselves think about spending, like when we used dollar bills?" https://www.thestreet.com/ retirement-daily/your-money/ beyond-budgeting-the- psychological-trick-to-stop- overspending-with-credit-cards

ACP Member Ken Robinson featured in CNN on asset class investment ideas for 2024

posted 06-27-2024
ACP Certified Member Ken Robinson was quoted in CNN Underscored in an article titled '8 asset class investment ideas for 2024', noting that one of the best investments, especially for someone who is a ways away from retirement, is in yourself: "The best investment for someone who is some time away from retirement could well be to focus on enhancing their ability to earn a living. Increasing your value to your employer is something you have at least some control over.” https://www.cnn.com/cnn- underscored/money/best-assets- to-invest-in

ACP Member Keith Spencer quoted in Yahoo! Finance on reasons to do a Roth conversion early in retirement

posted 06-14-2024
ACP Certified Member Keith Spencer was quoted in Yahoo! Finance in an article titled '5 Reasons To Consider a Roth IRA Conversion Early in Retirement', discussing tax planning, RMDs, and more: "Generally speaking, the primary reason to do a Roth conversion would be if you suspect your current income tax rate will be lower than your future tax rate." https://finance.yahoo.com/ news/5-reasons-consider-roth- ira-125708375.html

2024 ACP Annual Conference Detailed in News Release

posted 06-12-2024
The 2024 ACP Annual Conference was detailed in this news release, published via Businesswire in Yahoo Finance, Marketwatch, Associated Press, and more, highlighting the dates, location, keynote presentations, breakout sessions, sponsors, hotel information, registration information, and media opportunities, in addition to highlights, videos, and a podcast episode from the 2023 ACP Annual Conference. https://www.businesswire.com/ news/home/20240612421026/en/ Alliance-of-Comprehensive- Planners-ACP-Shares-Details- on-2024-Annual-Conference

ACP Member Ken Robinson featured in MarketWatch on how to manage rental real estate

posted 06-11-2024
ACP Certified Member Ken Robinson was quoted in MarketWatch in an article titled 'I’m 71 and own rental homes in California worth millions. But my wife and I recently moved to North Carolina and want a ‘simpler life.’ Who can help us?'. Ken provides tips and options on selling the properties, insights on capital gains taxes, and more. https://www.marketwatch.com/ picks/im-71-and-own-rental- homes-in-california-worth- millions-but-my-wife-and-i- recently-moved-to-north- carolina-and-want-a-simpler- life-who-can-help-us-2ec3ff22

ACP Member Ken Robinson quoted in MarketWatch on loud budgeting

posted 06-11-2024
ACP Certified Member Ken Robinson was quoted in MarketWatch in an article titled 'If you aren’t ‘loud budgeting,’ are you even budgeting right? TikTok has thoughts — but so do money pros'. Ken notes: "The idea of loud budgeting emphasizes the importance of spending with intention, which is the opposite of mindless spending. To me, that’s where the value is." https://www.marketwatch.com/ picks/if-you-arent-loud- budgeting-are-you-even- budgeting-right-tiktok-has- thoughts-but-so-do-money-pros- 074bc6ac

ACP Member Ken Robinson featured in MarketWatch on how financial advisors charge fees

posted 06-11-2024
ACP Certified Member Ken Robinson was quoted in MarketWatch in an article titled 'Are you still paying 1% to your financial adviser?'. Ken notes that while a 1% fee may be common, that many advisors are scaling down. However, he also points out that if the 1% fee gets you a lot of great services, that it can be highly worth it. https://www.marketwatch.com/ picks/are-you-still-paying-1- to-your-financial-adviser- heres-what-might-make-a-lot- more-sense-and-save-you-tens- of-thousands-of-dollars- 01659470645

ACP Member Keith Spencer quoted in Comparison Adviser on short-term investments

posted 06-05-2024
ACP Certified Member Keith Spencer was quoted in Comparison Adviser in an article titled 'Short-Term Investments: What to Know', discussing reasons and benefits of investing in short-term securities, which can provide safety while still allowing the money to be put to work in the meantime. https://comparisonadviser.com/ investing/short-term- investments/