ACP Member Blogs

ACP Member Blogs

  • Section 530A accounts, aka Trump Accounts, are now available. But what are they and should you open one? Let’s discuss the basics of what Trump Accounts are and some pros and cons surrounding them. Okay, and I’ll give my take on them too.
  • Federal employees in the D.C. area and beyond get a plain-language tour of the TSP's G, F, C, S, and I Funds, including what each one owns and how each performed in 2025 and over ten years. The guide also covers the Lifecycle funds and a time-horizon framework for picking a mix, with the 2026 contribution limits noted.
  • Couples often assume they share the same retirement plan, then find out they don't. Here are the questions to compare before the date arrives, not after.
  • New rules reshaped charitable giving in 2026. Here's how QCDs, donor-advised funds, bunching, and gifts of stock can make a year-end gift go further.
  • Year-end tax planning works best when it starts in October. Here's how Roth conversions, tax-loss harvesting, and the income thresholds that matter fit into 2026.